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Acquiring Processing is the transaction backbone that captures card and digital payments from merchants, routes authorisations, and coordinates clearing and settlement with schemes and banks. Alliance Network’s acquiring engine is built for high throughput, low latency and full auditability, ensuring merchant transactions are authorised reliably and funds are reconciled accurately.
Core Capabilites
Low‑latency switching and multi‑acquirer routing with configurable priority and failover.
Authorization decisioning, retry logic and merchant risk profiling to maximise acceptance rates.
Support for ISO 8583 and JSON message formats, tokenization and secure element integration.
Comprehensive logging, audit trails and dispute metadata to simplify representment and regulatory reporting.
Capture, clearing and settlement orchestration with automated reconciliation, batching and merchant payout scheduling.
Built‑in settlement fee management, interchange optimisation and merchant fee reporting.
Higher authorization and acceptance through intelligent routing and retrying.
Faster, predictable merchant cash flows via automated settlement and reconciliation.
Reduced operational load for acquirers and PSPs through automated exception handling and dispute-ready records.
Scalability to support thousands of merchants and millions of daily transactions with 24/7 availability.
Typical Integration
Card Transaction Processing Platform for end‑to‑end lifecycle management.
Fraud Detection & Monitoring for real‑time scoring and transaction blocking.
QR Sandbox for partner testing and certification prior to production rollouts.
Reporting & Dashboard modules for settlement, fees and performance analytics.
Cutting-Edge POS
Increase efficiency and deliver new revenue streams with plug and play integrations.
A resilient, production‑grade acquiring stack that reduces declines, simplifies reconciliation and lets banks, PSPs and large merchants scale acceptance programs rapidly and confidently.
